2020年09月四级第1套选词填空原文翻译及答案解析

There're three main types of financial stress people encounter. The first type is apparent in people being stressed about the __26__ ups and downs of investment markets—actually not so much the ups, but __27__ the downs. These people are usually unable or unprepared to endure the long haul.

人们所面临的主要财务压力有三种类型。第一种类型体现在人们因投资市场的正常波动而感到压力——实际上不那么在意上涨，但肯定在意下跌。这些人通常无法或未准备好承受长期的压力。

The next common type of financial stress is that caused by debt. In a __28__ percentage of cases of debt-induced financial stress, credit cards and loans will be a central element. Often there'll be a car loan and perhaps a mortgage, but credit cards often seem to be the gateway to debt-related financial difficulties for many.

下一种常见的财务压力是由债务引起的。在相当大比例的由债务引发的财务压力案例中，信用卡和贷款是核心因素。通常会有汽车贷款，也许还有抵押贷款，但对许多人来说，信用卡往往是通往债务相关财务困难的入口。

The third type of stress and __29__ the least known is inherited financial stress, which is the most destructive. It is experienced by those who have grown up in households where their parents regularly __30__ and fought about money. Money therefore becomes a stressful topic, and so the thought of sitting down and planning is an unattractive __31__.

第三种类型的压力，也可能是最少为人知的是继承性财务压力，这是最具破坏性的。它由那些在家庭中长大、父母经常因金钱争吵和打架的人所经历。因此，金钱成为一个压力话题，所以坐下来进行规划的想法变得缺乏吸引力。

Those suffering inherited financial anxiety __32__ to follow one of two patterns. Either they put their head in the sand: they would __33__ examining their financial statements, budgeting, and discussing financial matters with those closest to them. Alternatively, they would go to the other __34__, and micro-analyze everything, to the point of complete __35__. They're convinced that whatever decision they make will be the wrong one.

那些遭受继承性财务焦虑的人往往遵循两种模式之一。要么他们选择逃避：避免检查自己的财务报表、制定预算，以及与最亲近的人讨论财务问题。或者，他们会走向另一个极端，对一切进行微分析，导致完全不采取行动。他们深信无论做出什么决定都将是错误的。